Zurich Takaful Medica2015

Product Details

Stay Healthy! Your Health is Your Wealth!

With an annual average inflation of 10% in medical costs, the old saying “Prevention is better than cure” becomes ever so relevant. When the unforeseen occurs, are you and your loved ones adequately protected?

Why Should I Choose This Plan?

MEDICA2015 is a unique plan which offers you a No Claim Discount on annual contribution payment for staying fit and healthy. On top of that, you will not be burdened with a co-takaful payment should the unexpected happens. It also provides you with a funeral expense benefit of RM5,000, which is payable upon death due to any causes. No worries! We take care of the medical expenses when you are admitted into the hospital. Moreover, enjoy your stress-free golden years by staying medically protected with guaranteed renewal up to age 80 years old.

Benefits:

Enjoy Unlimited Lifetime Limit

With MEDICA2015, you do not need to worry about the lifetime limit. We offer you unlimited lifetime limit which allows you to enjoy quality medical treatments and services.

No Claim Discount

If no claim was made during the year, MEDICA2015 rewards you with a 20% no claim discount from your next year annual contribution payment

Enjoy Comprehensive Medical Coverage with No Co-Takaful

MEDICA2015 not only looks after your medical needs, but offers you added financial security too. With no co-takaful payments required for hospital inpatient benefits, you can rest assure and focus on getting better while we take care of the rest.

Second Medical Opinion

You deserve to know that you are getting the best treatment for your illness. That is why we are offering you with a facility to seek for a second medical opinion upon your diagnosis, with any of the 46 critical illness.

Choice of 6 Comprehensive and Affordable Types of Plan

With MEDICA2015, you are given 6 choices of comprehensive and affordable plans. All you have to do is to select the most suitable one, while we will take care of your needs accordingly.

Cashless, 24-hour Assistance and Hassle-Free Hospital Admission

Relieve yourself of the burden of administrative processes. MEDICA2015, you can just walk into any of our panel hospitals and we will take care of the rest for you.

As Charged Cancer and Kidney Dialysis Treatment

MEDICA2015 provides an as-charged benefit for both cancer and kidney dialysis treatments in order to cater for the escalating medical costs.

Coverage Wherever Life Takes You

Travel the world with complete confidence. Whether you are on business or on holiday, MEDICA2015 gives you emergency medical assistance anywhere in the world. You can travel with peace of mind, knowing that you are protected anywhere in the world with the additional benefits as follows:

International Medical Assistance Programme

Emergency medical evacuation, medically supervised repatriation, dispatch of essential medication not available locally, repatriation of mortal remains, return of dependent children, 24-hour assistance on medical referrals and etc.

Travel Assistance

Provides information concerning inoculation, visa requirement assistance, assists in location of lost luggage, documents and personal items, weather information, foreign exchange information, arrangement of flights and flights information, legal referral to interpreter/translator and emergency message relay.

Car Assistance

24-hour emergency towing and minor roadside repair, car rental assistance, arrangement of hotel accommodation and referral to service centre.

Home Assistance

Plumbing, locksmith, general repair and pest control assistance.

Guaranteed Renewability

MEDICA2015 is a guaranteed renewable plan up to age 80. It gives you and your loved ones peace of mind as long as your contributions are paid.

Funeral Expense Benefit

With MEDICA2015, you will be provided with a Funeral Expense Benefit of RM5,000, which is payable upon death due to any causes.

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