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Masa tengah saya keje saye ade dapat call dari no yang tak kenal then ade keluar kat fon tulisan hong leong dan 'scammer' (sebab saya pakai true caller)?. Tapi saya beranikan diri jela angkat sebab kadang2 apps ni bukan betul pon , kadang sebab ade org yang mungkin pernah dapat call then tak suka terus buat feedback yang nombor tu scam. Sebab ada jugak dapat call dari bank lain tp keluar tulisan 'scammer' jugak. Then, bila saya angkat ade lelaki yg cakap dia call ckp dari hong leong insurance. Saya cakaplah kenapa hong leong boleh call saya sebab saya tak pernah ade akaun hong leong pon. Then orang tu dia cakap yg hong leong kerjasama@collab dengan mastercard visa ape entah so saya pon takpe bagilah peluang dia cakap. So dia explain pasal insurance life yg ade refund macam simpanan la tapi yang sy tiba2 macam pelik tapi ok nak dengar sebab refund semua duit kalau tak pernah buat claim. So lepas dengar, tiba2 telemarketing tu bagi tau plan tu ade buat untuk anak2. Terus saya fikir why not saya ambil je dulu offer tu sebab jarang life insurance yg ade refund semua, untuk anak2 dan murah sesuai la dengan masa2 covid ni kan. Lagi pon insurance memang ada masa trial 15 hari lepas terima polisi untuk kita baca (certain 30hari) kita boleh cancel kalau dalam waktu tu kita ubah fikiran dan dapat balik duit yang kite dah bayar tu. Dan alhamdulillah bila dah dapat polisi saya pon puas hati bile dah sama2 baca balik ngan isteri, then saya proceed je sampai sekarang. Alhamdulillah orang umah pon okay, pewaris semua dah buat. Saya buat tulis review ni jujur sebab saya taknak org takut nak jawab telefon sebab true caller tu sampai takde insurans. Macam kawan saya selama ni kalau insurans call cakap tak minat la ape la , sampai lah suami dia meninggal tiba2 sebab heart attack (umur baru 30an) , baru nak menyesal tak bagi suami ambik insurans sebab banyak komitmen la itu la ini la. So kepada semua, kalau korg belum ada insurans better korang ambik la at least satu macam cash refund ni sebab lepas 20 tahun je korang tetap dapat semua premium yang korang bayar. So tak rugi apa2 pon. At least sebelum hujan lebat kita dah sediakan payung. Saya harap ini boleh bantu sedare sedari semua ya. Thank you

I got a call from telemarketer who explain me details about this insurance, sound really interesting because they will refund back our montlhy premium 100% after maturity.. at first i was about 50/50 to register but i got an idea to entroll 1st because i know all insurance have their free look cancellation ( based on my experienced they will refund back our money once we not happy with the insurance even after the policies delivered to us but please bare in mind they will made deduction 1st b4 they sent it to you.. but not to worry u will get your money back if u not interested) it takes almost 1 month untill i get mine, the telemarketer said 'please read carefully' so i did... Then after thinking few days, i think it was a good decision to make bcz if i think logically i will not loss any money bcz they will refund back all the money i paid if nothing happen to me and if something happen during the tunure they will give protection in ( a lumpsum money) its good bcz u have your saving and insurance at one policy.. save your budget... And ha, the telemarketer is lil bit pushy but ya they do their jod, please la support them but the most importantly support your self la.. sediakan payung sblm hujan... This is my first insurance that i felt happy after i bought it bcz i know my money is waiting for me when i am older and retired ( now i have 3 insurans) ... This is my sincere review... I came up to this page after i am tired google'ing about this insurance plan... I hope this will help others.. tq