Top 5 Best Credit Cards For Online Shopping In Malaysia

If you’re looking for the best credit cards for online shopping in Malaysia, look no further! We’ve compiled a list of the top 5 best cards for you to choose from, based on factors like cash back and annual fees. Some options to consider include:

RHB Cash Back Credit Card

Earn up to 10% cashback on all retail transactions, including gas, eating, and groceries, with no annual fee for the first year. The primary card costs RM70 per year after the first year. If your total monthly expenditure exceeds RM2,501, you can get up to 10% cash back on online Dining & Grocery (Delivery) and up to 5% cash back on petrol, utilities, and dining. The cashback is capped at RM10 for each category per month.  If you spend between RM1,501 and RM2,500 per month, you will receive 2% cash back (uncapped) for these categories, and if you spend between RM500 and RM1,500 per month, you will receive 1% cash back. In addition, with a minimum total monthly spending of RM500, you can get 0.2% cash back on other retail purchases.

Citi Cash Back Card

When you spend RM500 or more per month, you can get up to 10% cashback on petrol, grocery, dining, and Grab. This cashback category is capped at RM10. Any other retail spending earns 0.2% cashback with no cap. The annual charge for the primary card is RM120. It is free for the first three years for new cardholders.

Standard Chartered JustOne Platinum Mastercard

Use this cashback card to shop for groceries, swipe on gas, shop online, and reload your e-wallet to receive great rebates of up to 15% per month. Get up to USD200 in coverage when you shop on any e-commerce platform worldwide. The yearly charge for the primary card is RM250, with the first year free for new customers only.

Credit Card HSBC Amanah MPower Visa Platinum-i

For a monthly expenditure of more than RM2,000, this card offers up to 8% cashback on petrol, groceries, and eWallets. Get an extra 0.2% cashback on all other purchases, up to RM15 per category. Increase your cashback by getting your loved ones a second card! The yearly cost for the primary card is RM240, which is waived if you swipe 12 times with no minimum spend per year.

Affin Duo Visa Cash Back

This card offers up to 3% cashback on all e-commerce and online purchases, as well as when you top up your e-Wallets and make auto-billing transactions. Cash back is limited to RM80 each month for previous balances of RM3,000 or more, and RM50 for balances less than RM3,000. You’ll also get three years of free annual fees. Subsequent years will be waived automatically with a minimum of 12 retail transaction swipes per year.

When choosing a credit card for online shopping, it’s important to consider the fees and charges associated with the card, as well as the terms and conditions of the rewards program. You should also consider the security features of the card, such as whether it offers secure online transactions and protection against fraudulent activity. Be sure to regularly check this list of the top 5 best credit cards for online shopping in Malaysia as it is updated from time to time.