Shopping for your family is a very different experience compared to shopping for yourself. She who buys the groceries is basically the Finance Minister of the household – if you’re the one with the wallet, you have to plan and decide everything your family eats for the next week. It’s an important job, which is why it’s important to get a credit card that fits your family’s needs.

Listed below are the Top 5 Best Credit Cards for Household Shoppers. These are the cards that will give you the most bang for your buck when it comes to retail, hypermarket, or household shopping.

Alliance Bank You:nique Card

Add a personal touch to your credit card. With Alliance Bank’s You:nique card, you can upload your own image or choose a picture from their extensive image library. Alliance Bank You:nique allows you to earn up to 3% cash rebates for all retail spending – whether it’s dining, grocery shopping, or petrol pumping. There’s no limit on the cash rebates no matter what, where, or when you spend, so sign up for a You:nique card today!

Benefits:

  • Personalize your card with an image of your choice
  • Up to 3% unlimited cash rebates
  • 9% P.A. Immediate Low Rates
  • 2X Faster Reward Redemption

Click here to find out more about the Alliance Bank You:nique Credit Card!

Public Bank Visa Signature

Be doubly rewarded with the Public Bank Visa Signature Credit Card! Earn up to 6% Cash Bank and VIP Points for your grocery purchases and enjoy up to RM500, 000 automatic travel insurance!

Benefits:

  • Annual Fee: First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months
  • Cash Back and VIP Points: VIP Points are redeemable for Air Miles, gift vouchers and Products from our Preferred Redemption Rewards Catalogue
    • 6% Cash Back on Grocery, Dining and Online Transaction, capped at RM38 per monthly cycle
    • 1 VIP Point for every RM1 spend on other retail transactions
  • Complimentary Access to Malaysia Plaza Premium Lounge Access: 2x complimentary access to any Malaysia Plaza Premium Lounge.
  • Free Automatic Travel Insurance: Up to RM500,000 travel insurance coverage
  • Visa payWave: A fast and convenient way to pay your purchases by simply ‘waving’ your card when prompted by the contactless reader at the checkout.

Click here to find out more about the Public Bank Visa Signature!

New AEON Mastercard Classic

Earn extra rewards at AEON with the New AEON Mastercard Classic. This credit card offers you exclusive discounts on selected items at all AEON and Max Valu Stores nationwide. Earn 2X AEON Member Points for every Ringgit spent and get 2.5X Points for using this card in AEON during AEON Member privilage day.

Aside from that, you can also get an extra 500 AEON Member Points during any AEON Member Fiesta event by spending a minimum of RM200. Card holders also enjoy free parking for the first two hours in selected AEON shopping malls.

Benefits:

  • Get 5% Cash Back on the 20th of every month at AEON Stores.
  • Earn 2x AEON MEMBER Points everyday with every RM1 spent at AEON Stores.
  • Enjoy 2% Cash Back on AEON MEMBER Day.
  • Earn 4x AEON MEMBER Points on the 10th of every month at AEON Stores.
  • Redeem AEON Gift Vouchers with lesser AEON MEMBER Points.
  • Instant Approval of Consumer Durable Easy Payment / AEON i-CASH Personal Financing Scheme.
  • Free Insurance Coverage – Flight Travel Personal Accident (up to RM1, 000, 000)
  • Enjoy rewards and discounts when you shop, dine and travel using the NEW AEON Classic or Gold Credit Card at participating merchants.

Click here to find out more about the New AEON Mastercard Classic!

Citi Rewards Credit Card

Enjoy rewards, lifestyle privilages, and many more with the Citi Rewards Credit Card. The Citi Rewards Card gives you 5X Rewards points when you shop for everyday purchases, or when you travel – all year round. Collect these extra Reward Points by shopping at major departmental stores and supermarkets such as AEON, Marks & Spencer, Metrojaya, Parkson, B.I.G Ben’s Independent Grocer, Cold Storage, Giant, Jaya Grocer, Tesco, and many more.

Once you collect enough Reward Points, you can convert them to pay for recent purchases in selected categories, reducing your credit card balance via Citibank Online. You’ll also have access to the Visa Signature or World MasterCard premium-level benefits program for exclusive privileges and offers.

Benefits:

  • 5X Citi Rewards points for every RM1 spent at major departmental stores and supermarkets/hypermarkets.
  • 1X Citi Rewards points for every RM1 spent locally for all other categories.
  • 5X Citi Rewards points for every RM1 spent overseas and complimentary, unlimited access to Plaza Premium Lounge in KLIA.
  • Redeem merchandise, air miles, hotel stays, or pay for purchases with points that never expire.
  • Exclusive healthcare privileges: Get 20% OFF Executive Screening Packages and 15% OFF walk-in hospital room rates.

Click here to find out more about the Citi Rewards Credit Card!

Hong Leong WISE Platinum Credit Card

Earn Cash Back on what you WANT to buy!

The Hong Leong WISE Card offers 10% Cash Back based on your preferred categories. You select 2 out 9 categories (excluding petrol) of retail spending to get this benefit in all year long. Whether it’s pharmacies, dining, book stores, entertainment, groceries, or travel, you can select whichever categories fit your spending habits best.

Don’t worry about getting stuck, though – you can switch the categories anytime you like!

Benefits:

  • 10% Cash Back All Year Round: Just spend a minimum of RM2,000 retail transaction in a calendar month, you’ll get to enjoy the 10% cash back up to RM100 every month on your choosen categories all year round.
  • High Cash Back Return: You can get as high as RM100 cash back every month on your chosen categories.
  • Switch Categories To Suit Your Current Needs: Switch categories any time and still enjoy the same 10% cash back on your new selections.

Click here to find out more about the Hong Leong WISE Platinum Credit Card!