When you love your family, you’d want to ensure they are financially cared for even after you are gone. PRUProtect Xtra offers you a reliable and affordable way to leave your family a lasting and secure financial legacy. To ensure you have immediate monetary support, the plan gives your family a lump sum benefit in the event that you pass away or encounter total permanent disability. Moreover, if you die in an accident, the plan pays twice the value of your coverage, rising to four times its values if the accident occurs outside of Malaysia. Upon your death, the plan also provides extra fixed-term insurance to service any outstanding loans like mortgages, hire purchases, tuition fees, etc.

Apart from this, the plan offers up to RM10,000 if you are hospitalised for a range of infectious diseases, including malaria, SARS and Ebola. For those who maintain the plan for nine years, you will be rewarded with a Loyalty Bonus every two years along with a single, larger bonus when you are 70, 80 or 90 years of age, depending on your age when your policy begins. We will pay you a lump sum benefit and pay your plan’s premium if you are diagnosed with critical illness.