It’s now a comprehensive crisis coverage with Crisis Defender & Early Crisis Protector

Crisis strikes from time to time. With increasing healthcare cost, even a minor incident can change one’s lifestyle. Introducing the Crisis Defender and Early Crisis Protector, riders designed to offer financial support right from the early stages of critical illnesses.

What is Crisis Defender and Early Crisis Protector?

Crisis Defender is an optional benefit that is designed to pay a lump sum benefit upon diagnosis of any of the 36 critical illnesses. Any claims on this benefit will not affect the coverage of your basic plan.

Early Crisis Protector is an optional benefit under Crisis Defender that provides Early Stage Critical Illness Benefit and Special Benefit.

Early Stage Critical Illness Benefit

This benefit allows you to seek the treatment you need without financially impacting your lifestyle by covering a wide range of early stage critical illnesses such as Early Stage Cancer, Loss of Sight in One Eye and Insertion of Pacemaker. The illnesses and conditions covered are grouped into 11 different categories and further divided into two different severity levels. With payout at the early stage, you will have a better chance of recovery before the illness turns life-threatening.

Amount payable under Early Stage Critical Illness Benefit will reduce the sum assured of Early Crisis Protector, which in turn will reduce the sum assured of Crisis Defender.