Product Overview

This comprehensive policy provides for reimbursements of hospitalisation and surgical expenses incurred due to illness and accident. This product also provides Hospital Admission Assist for approved panel of hospitals.

Coverage

• Hospital Room and Board
• Intensive Care Unit
• Hospital Supplies and Services
• Surgical Fees
• Anaesthetist Fee
• Operating Theatre
• Pre-Hospital Specialist Consultation
• Pre-Hospital Diagnostic Tests
• Pre-Surgical Consultation and Diagnosis
• In-Hospital Physician Visit
• Post Hospitalisation Treatment
• Ambulance Fees
• Emergency Accidental Outpatient Treatment
• Emergency Dental Treatment
• Traditional Medical Treatment
• Daily Cash Allowance at Government Hospital
• Nursing at Home
• Lodger Expenses
• Medical Report Fee
• Emergency Sickness Treatment
• Organ Transplant
• Outpatient Cancer Treatment
• Outpatient Kidney Dialysis Treatment

Key Features

• Renewal up to age eighty (80) next birthday and the last entry age is sixty-five (65) years.
• No Specified Illnesses
• No Per Disability Limit
• The Co-Payment is waived if the room and board does not exceed 10% of his or her eligible benefit.
• The Doctor’s Referral Letter has been waived for the Pre-Hospital Specialist Consultation, Pre-Hospital Diagnostic Tests and Pre-Surgical Consultation and Diagnosis benefits.