MPI Generali Medic 101

Product Details

This is a comprehensive Hospitalisation and Surgical Policy that is designed to complement and provide additional protection to your existing policy (which you may or may not have).

Highlights of Medic 101

  • All eligible expenses shall be reimbursed up to the Limits of Policy.
  • Policy is renewable at the option of the Insured. However, the premium rates are not guaranteed.
  • Renewable up to age 101 years.
  • Coverage up to RM390,000 per year.
  • No Lifetime Limit.
  • No Upgraded Room and Board Co-Payment condition.
  • No requirement of re-declaration of health status at renewal.
  • Medical Card facility for admission and discharge from panel hospitals for covered disabilities.
  • Covers Organ transplant up to Limits of Policy.
  • Also covered:
    • Outpatient treatments for Cancer and Kidney Dialysis.
    • Outpatient Physiotherapy Treatments and Home Nursing Care after hospitalisation.
  • Deductible of RM10,000 per Disability per Policy Year so as to reduce premium costing.

Features

  • Medic 101 is designed to complement and provide protection as a secondary level of cover to the normal and basic Hospitalisation and Surgical Insurance that you may have insured or coverage provided by your employer.
  • The benefits of your basic/standard cover may not be adequate to meet the ever-increasing cost of health care and medical expenses for complicated, serious or complex surgeries or treatment.
  • Accident Death benefits are payable.
  • High limits of cover at an affordable premium.
  • One common level of premium regardless of occupational class and gender.
  • 30% automatic increase of Overall Annual Limit to RM390,000 when you are also covered by an active Multi Medi-PLUS or Multi Medical Protector with us for not less than two consecutive years at the time of hospital admission.
  • High maximum entry age of 65 years and renewable up to 101 years.
  • Deductible per Disability:
    • RM 10,000
    • RM 5,000 (if the entire treatment is in Malaysian Government Hospital)
    • Only one Deductible shall apply if family members are injured in the same motor vehicle accident.
Get Reviews Widget

Leave a review

You may also like...

İstanbul escort mersin escort kocaeli escort sakarya escort antalya Escort adana Escort escort bayan escort mersin

elazığ Escort escort ankara escort bayan izmir escort adana escort antalya escort bursa konya escort bayan hatay escort bayan