Hong Leong Assurance Term Cover 10 is a 10-year non-participating term plan which provides protection upon death or Total and Permanent Disability (TPD) due to any causes, whichever occurs first.

This policy comes with 2 options at the end of the 10-year policy term:

a) Option to renew the policy for another 10 years without underwriting. Maximum renewal allowed is up to 2 times with the last renewal age at 65 years old

b) Option to convert the policy into a permanent plan i.e. whole life or endowment plan made available for conversion without underwriting for an amount not exceeding the basic sum assured at the time of the conversion. The last conversion age is 65 years old

This plan offers pure protection at an affordable premium to cater for the need to have simple and basic life coverage. The application is quick and easy through HLA Touch. Term Cover 10 is designed such that it comes with options to renew or convert at the end of the policy term without underwriting. Regardless of the Life Assured’s health condition at the end of the policy term, he/she can renew the policy for another 10 years or convert the policy to a permanent plan without further checking on health.

Features:

• RM50k Minimum Sum Assured
• Death Coverage Until Age 75
• TPD Benefit Up To 100% of Sum Assured
• Death Benefit Up To 100% of Sum Assured