At HLA, we understand your need to have the best medical treatment. During times like these, the last thing that you should worry about is the medical bill.

With coverage that lasts you up to age 100, HLA MediShield II Rider offers comprehensive medical coverage with no Lifetime Limit. It can be used as your primary medical coverage, or to complement the medical benefits provided by your employer, or even to supplement any existing medical cover that you have. Depending on the deductible option chosen, you will enjoy huge savings on your insurance charges.

Key Features

Comprehensive, long-term medical coverage

HLA MediShield II Rider gives you comprehensive medical coverage up to the age of 1001. It is a complete medical plan that takes care of your medical bills without hassle upon admission to the hospital, and lets you focus on your recovery with peace of mind.

No lifetime limit

With no lifetime limit, HLA MediShield II Rider will ensure that you are protected till age 1001. However, there is an annual limit, which can always be increased with the purchase of the optional benefit Million Extra II and Million Extra Booster.

No Claim Incentive (NCI)

Increase your Overall Annual Limit by 10% if you do not make an approved claim and do not have NCI in the past 5 years to mitigate the impact of inflation. You can enjoy this incentive for a maximum of 5 times.