Comprehensive medical coverage for your healthcare needs

We want to stay healthy always. While we can’t be certain that we will enjoy good health for life, we can take steps to be prepared for accidents and illnesses by ensuring that we have access to proper medical care.

Introducing SmartMedic – the comprehensive medical rider for investment-linked insurance plans. With it, you have medical protection to cushion the effects of unexpected medical emergencies. By offering you comprehensive coverage for hospitalisation, surgical expenses and much more; SmartMedic will help to safeguard your health, while bringing you greater financial security too.

Benefits:

Enjoy high annual and lifetime limits

Medical claims will be reimbursed in one lump sum, with a maximum initial annual limit of up to RM200,000 and a lifetime limit of up to RM2 million

Comprehensive medical benefits

The plan’s key benefits include pre- and post-hospitalisation treatments, Outpatient Cancer and Kidney Dialysis Treatments, ICU expenses, and more

Higher limits as you stay healthy

After every 3 ‘no-claim’ policy years, you’ll be entitled to a raise in your Overall Annual Limit – so you’re protected against rising medical costs.

Accidental Death Benefit adds to your protection

Your loved ones will receive an Accidental Death Benefit of up to RM20,000 which will be payable, depending on your selected plan, in the event of accidental death

Daily cash benefit to aid recovery

You have even less need to worry about the medical expenses in the case of hospitalisation at a Malaysian Government Hospital. This plan pays you a daily cash benefit of RM50 per day, for up to 120 days per policy year

Protection you can count on till you turn 80

With SmartMedic, you can be medically protected till you are 80 next birthday, ensuring that you are better prepared to cope with any unforeseen circumstances even in your golden years

Greater assurance when you travel the world

When you travel abroad for a vacation or on business, you can rest assured that you are protected with Supreme Assist, an emergency assistance service for medical and travel assistance anywhere in the world