Etiqa i-DoubleSecure

Product Details

Double up on protection for you and your family

i-DoubleSecure is a protection plan providing financial security to those closest to you. It allows you to provide your loved ones with a lump sum cash payment in the event of your untimely Death or Total Permanent Disability (TPD), with double the benefits if Death and TPD is due to an accident. Give your loved ones the gift of being worry-free with i-DoubleSecure. i-DoubleSecure applies the Tabarru’ and Wakalah concept.

Benefits you will receive:

Death Benefit

In the event of death, your loved ones will receive 100% of the basic Sum Covered plus the share of any accumulated surplus distributions from the Participants’ Risk Fund. However, should death occur in the 1st certificate year, total contributions paid will be refunded.

For accidental death, an additional 100% of the basic Sum Covered will be payable. However, no additional benefits are paid on accidental death occurring after the certificate anniversary following your 69th birthday.

Total Permanent Disability (TPD) Benefit

In the event of TPD, you and your loved ones will receive 100% of basic Sum Covered plus the share of any accumulated surplus distributions from the Participants’ Risk Fund.

For accidental TPD, an additional 100% of the basic Sum Covered will be payable. However, no additional benefits are paid on TPD after the certificate anniversary following your 64th birthday.

Flexibility Coverage

Flexible coverage with 3 types of Sum Covered to choose from, specifically, RM50,000, RM100,000 and RM200,000.

Eligibility

Applicants ages 17 to 55 are eligible, subject to fulfillment of our criteria for a minimum level of health.

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