Chubb Crystal Sihat

Product Details

Hospital stays are rarely something that is planned for, but being prepared for any unexpected instances will help our finances go a long way. Crystal Sihat is a comprehensive hospitalisation plan that helps you manage high medical expenses with cash-free admission and outpatient benefits. Choose from 6 affordable plans for different budgets and needs.

What it covers?

Crystal Sihat provides comprehensive coverage for medical expenses, including the following areas:

Hospital Benefits

  • Room and board
  • Surgical fees
  • Anaesthetic fees
  • Day care procedures
  • Hospital supplies and services
  • Pre-hospital diagnostic tests
  • Pre-hospital specialist consultation
  • Operating theatre fees
  • In-hospital physician visits

Outpatient Benefits and Others

  • Emergency accidental dental treatment
  • Outpatient physiotherapy treatment
  • Emergency accidental outpatient treatment
  • Medical report fees
  • Ambulance fees
  • Tax relief of up to RM3000 for medical premiums paid

Other Benefits

  • Overall annual limit of up to RM150,000
  • Hospital room and board up to 150 days
  • Intensive care unit up to 75 days
  • Outpatient benefits
  • Organ transplant benefits
  • Daily cash allowance at Government hospitals
  • Insured child’s daily guardian benefits
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