Enjoy more lifestyle benefits and privileges when you apply for a BSN Visa Gold or BSN Mastercard Gold Credit Card.

Key Benefits

» Finance Charge as low as 11% p.a
Enjoy a low Finance Charge of only 11% p.a (for Government Servants) and 13.5% p.a (for Private Sector Servants) when you settle your minimum payment promptly on or before the payment due date.

» No Annual Fee
Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.

» FREE BSN Zing PLUSMiles Card
Get this complimentary Touch ‘n Go auto-reload card that is linked to your Gold Credit Card and enjoy fantastic toll rebates and discounts. You may link up to five (5) Zing Cards to your Gold Credit Card and share the convenience with your loved ones.

» BSN Happy Rewards Programme
Every ringgit you spend with your card brings you Happy Points that you can use to redeem exciting gifts and privileges.

» BSN Happy Privileges
Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card Statement from time to time or visit myBSN to check out the latest promotions.

» Worldwide Acceptance and Cash Advances
Shop and dine at over 29 million establishments worldwide and get cash at over 1 million ATMs.

» BSN Balance Transfer Programme
Transfer your outstanding balance from your other credit cards to your Gold Credit Card and enjoy great savings.

» BSN Instalment-Pay Plan
Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment plan up to 24 months. Just call us at 1300 88 1900 to convert.

» Payment Convenience
Enjoy payment convenience at BSN Branches nationwide, BSN ATM / CDM, myBSN, BSN:SMS or Interbank GIRO.

» FREE Travel Accident & Inconvenience Benefits
Enjoy automatic insurance coverage of up to RM500,000 when you charge your full travel fares to your Gold Credit Card.