Cushions Your Life When You Need It

Most people go through life taking good health for granted, never thinking that anything untoward will befall them. Unfortunately, when that day actually comes, they find themselves saddled with heavy medical bills they did not prepare for. With medical costs rising every year, it is never wise to go without an insurance plan especially when you have people who depend on you.

Designed For Your Needs

Having said that, one should not feel tied down or inconvenienced by it either. Having choices and freedom in an insurance plan lets you live a more contented, satisfying life, and that’s exactly what PRUMy Medical Plus from Prudential offers. PRUMy Medical Plus is a comprehensive insurance solution using PRUWith You as the basic plan that provides life, medical, critical illness, accidental coverage and other supplementary benefits in the form of riders to meet your protection needs.

With PRUMy Medical Plus, it gives freedom to choose the most optimal and affordable protection to remain protected. This solution provides flexibility to choose the medical plan that suits your unique needs – from a basic medical coverage that rewards you for staying healthy, to high medical coverage that will safeguard you from rising medical costs in the years to come. PRUMy Medical Plus also comes with a Crisis Care rider which covers 43 critical illnesses that offer additional lump sum benefit payment upon diagnosis of any covered critical illnesses. It also offers 3 accidental protection riders that provide a lump-sum benefit, medical reimbursement and income in the event of a disability due to accidental causes.

Giving You Ultimate Peace of Mind

The medical plans offered by PRUMy Medical Plus are non-cancellable, meaning you can rest easy knowing that you will continue to be covered even though your health condition may change, as long as the policy remains in force. The good news is, you can get coverage up until you are 100 years old.

Contrary to popular belief, medical insurance does not only cover you when you are hospitalised. All 3 medical plans under PRUMy Medical Plus also cover outpatient treatments such as Outpatient Kidney Dialysis, Outpatient Cancer Treatment and Day Surgery, so you have the option of recovering in the comfort and privacy of your home.

You can rest assured that PRUMy Medical Plus provides you with the ultimate peace of mind to live life without worry especially when you have dependents.

Terms and conditions apply. Please refer to PRUWith You’s Product Disclosure Sheet and Product Illustration for the full list of benefits, exclusions, waiting periods and other terms and conditions of each of the plans mentioned above. For more information, visit www.prudential.com.my/en/our-products/products/prumy-medical-plus.

Prudential has won the Natural Health Readers’ Choice Awards for four categories: Family Insurance Plan, Child Insurance Plan, Critical Illness Insurance Plan and Legacy Insurance Plan.