Risk-based Car Insurance Plan
With motor detariffication now in effect, you can enjoy better premium rates if you have a safer risk profile.
SmartDrive Enhanced Private Car
SmartDrive Enhanced lets you pay a premium that reflects your risk profile, and select add-on options and benefits for enhanced protection on-the-road, while still enjoying all the comprehensive benefits of AXA Motor Insurance.
Key benefits explained
- Risk-based pricing (detariffed rates)
- Enjoy potentially lower premium if you have a safer risk profile
- More add-on options and benefits
- Options to add-on coverage for flood, landslide, windscreen cover, or FlexiDrive for even more savings and safety benefits
- Fast claims approval
AXA Preferred Workshop
3 working days for claims below RM10,000*
6 working days for claims RM10,000 & above*
AXA Panel Workshop
4 working days for claims below RM5,000*
6-8 working days for claims RM5,000 & above*
* Excluding claims under further investigation and claims with severe vehicle damage.
- 24/7 emergency road assistance
- 12 Month Repair warranty