Risk-based Car Insurance Plan

With motor detariffication now in effect, you can enjoy better premium rates if you have a safer risk profile.

SmartDrive Enhanced Private Car

SmartDrive Enhanced lets you pay a premium that reflects your risk profile, and select add-on options and benefits for enhanced protection on-the-road, while still enjoying all the comprehensive benefits of AXA Motor Insurance.

Key benefits explained

• Risk-based pricing (detariffed rates)
• Enjoy potentially lower premium if you have a safer risk profile
• More add-on options and benefits
• Options to add-on coverage for flood, landslide, windscreen cover, or FlexiDrive for even more savings and safety benefits
• Fast claims approval

AXA Preferred Workshop

3 working days for claims below RM10,000*

6 working days for claims RM10,000 & above*

AXA Panel Workshop

4 working days for claims below RM5,000*

6-8 working days for claims RM5,000 & above*

* Excluding claims under further investigation and claims with severe vehicle damage.

• 24/7 emergency road assistance
• 12 Month Repair warranty