At AmMetLife, we understand the effects critical illness can have on an individual and their family both emotionally and financially.
That is why we have designed HealthCare Secure to cater to your times of need. HealthCare Secure is a non-participating yearly renewable individual critical illness insurance plan with severity based critical illness benefits.
This plan provides the same comprehensive coverage and allow multiple claims for up to 6 times. Best of all, it is affordable and offer double the payout of the sum assured!
HealthCare Secure Benefits:
DOUBLE PAYOUT for extra peace of mind
Up to 200% of the sum assured is payable throughout the protection period. Subject to limits and conditions in the benefits table.
Protect against 36 CORE CRITICAL ILLNESSES (CI)
The sum assured will be payable in one lump sum upon diagnosis of one of the 36 core critical illnesses.
COMPREHENSIVE COVERAGE at 2 levels of severity
Covers up to 72 conditions of critical illnesses, from early to advanced stages. Subject to limits and conditions in the benefits table.
MULTIPLE CLAIMS up to the maximum payout
Multiple claims up to 6 times are allowed. These claims may be on the same critical illness for varying severity level or on different critical illnesses on same/different severity level. Please refer to claims example inside this booklet for better understanding.
NO WAITING in between claims*
No waiting time to be observed between the first and subsequent claim(s).
You may enjoy medical income tax relief of up to RM3,000, subject to final decision of the Malaysian Inland Revenue Board.