WHAT IS THIS PRODUCT ABOUT

Family is not just important, it means everything to you. It is important for you that your legacy for them is preserved.

However, it is even more crucial that you are protected and equipped to overcome life’s uncertainties, so that you can continue to be there for your loved ones.

A-Life Signature Beyond is an investment-linked plan that provides you with wider coverage. The plan protects you during trying times and also ensures your legacy for your loved ones is preserved, so that their hopes and dreams will be protected even when you are no longer around.

Join AIA Vitality, a science-backed health programme that empowers you with the knowledge, tools and motivation to make your journey to better health more enjoyable and also make real change happen.

When you purchase A-Life Signature Beyond and sign up as an AIA Vitality member, you may receive an additional benefit called the Signature Boost. This allows you to receive additional account value when your policy matures, upon full payment of the total and permanent disability benefit, or when your policy terminates due to death, without having to pay any additional premium.

WHAT DOES IT PROVIDE?

Lifestyle protection for your family

This plan provides your family with a lump sum payment of 100% of the amount you’re covered for if you pass away. We will pay twice the amount if you pass away due to an accident, three times the amount if the accident occurs in a bus, train or airplane, and six times if you pass away due to a natural disaster.

Additional total and permanent disability protection

This plan pays an additional lump sum payment of 100% of the amount you’re covered for if you suffer from total and permanent disability (TPD).

Overseas critical illness treatment

This benefit allows you to reimburse your medical bills up to 50% of your coverage amount or up to RM1,000,000, whichever is lower, for medical treatment overseas for any one of the covered critical illnesses.

Maturity Booster

When the plan reaches the end of the coverage period, we will pay you 100% plus an additional 20% of your account value, to celebrate the end of your policy’s term.

Choice of Coverage and Payment Terms

You have the flexibility to choose your length of coverage and payment terms, depending on your financial commitments and aspirations for your loved ones.

No Medical Check Up Required

You will not have to go through a medical check up if your coverage amount is RM4 million and below.

Get more account value through signature boost

When you purchase A-Life Signature Beyond and sign up as an AIA Vitality member, you may receive an additional benefit called the Signature Boost. This allows you to receive additional account value based on your accumulated Signature Boost Percentage (SBP) or the Locked-in SBP, whichever is higher when your policy matures or upon full payment of the TPD benefit or when your policy terminates due to death, without having to pay any additional premium. The initial SBP starts from 20%. For each subsequent year, the Signature Boost Percentage may increase, decrease or remain the same based on your AIA Vitality Status.

Do you want additional protection?

For additional protection, you can select as many of the additional features below to meets your needs.

A-Plus LifeExtra

Life Protection

This optional benefit provides you with additional death benefit.

A-Plus CriticalReset

Critical Illness Protection

This optional benefit provides you with additional coverage for 36 critical illnesses, with a reset feature that is payable for cancer, heart attack or stroke.

A-Plus WaiverExtra

Critical Illness Protection

This optional benefit ensures continuous premium payment if you suffer TPD or are diagnosed with any one of the covered critical illnesses.

A-Plus SpouseWaiver Extra

Critical Illness Protection

This optional benefit ensures continuous premium payment if your spouse passes away, suffers TPD or is diagnosed with any one of the covered critical illnesses.