Home is where the heart is and so it’s important to protect your nest and your treasured belongings against any unexpected events that can set you back significantly, financially.

A-Essential Home is a protection plan that covers your home and its contents against loss or damage.

What Does It Provide?

PROTECTION AGAINST LOSS OR DAMAGE TO THE PROPERTY

You will receive the full amount you are covered for if you suffer loss or damage because of a fire, explosion, theft, malicious damage, burst pipes, floods, impact damage or other unexpected events. You will also receive up to 10% of your coverage amount if you suffer loss of rental after the incident. What’s more, we will reimburse you for the cost to clear away debris and for any accidental breakage of fixed glass.

PROTECTING YOUR TREASURED BELONGINGS

We will cover you for loss or damage to your home contents as a result of fire or theft. This comes with automatic protection on items you would have purchased over the past month.

CASH ASSISTANCE

To ease your financial burden, you will receive RM500 in cash to cover any out-of-pocket expenses you incurred to cope during the challenging time when your home is unfit to live in.

WORLDWIDE COVER FOR PERSONAL ITEMS

You can opt to insure your valuable belongings such as jewellery, gold, watches, camera and handbags, against loss or damage even while you’re traveling.

FINANCIAL PROTECTION FOR YOU AND YOUR FAMILY

For additional protection, you can choose to cover you and your immediate family against any bodily injury or property damage experienced by others owing to your negligence.