Medic Partner

Affordable coverage for hefty hospital expenses to take your pain away.

What is Medic Partner insurance?

It is a medical insurance policy which covers expensive medical costs incurred by you for hospitalization due to accidents or sickness.

The plan provides:

• A family discount of 10% on the published individual premium for a Personal Policy for three or more family members
• A renewal rebate of 10% on the published individual premium for a renewal of Personal Policy, if no claim has been made in the past twelve (12) months
• ‘Medical Card’ facilities for admission and discharge from hospitals for covered disabilities
• 24-hour worldwide Emergency Medical Assistance Service (EMAS) – a full indemnity programme with round-the-clock medical assistance up to a limit of RM1,750,000 per year, and no geographical restriction imposed

What it covers

Hospitalization and treatment costs due to accidents or sickness if you take up this policy below the age of 65, renewal is at the option of the company and up to 100 years of age.

Key coverage

Here is an overview of your coverage

Hospitalisation & Surgical Benefits

• Outpatient Benefits
• Day Care Surgery
• Pre-Hospitalisation and Pre-Surgical Diagnostic tests & Pre-Hospitalisation Specialist Fees
• Emergency Accidental Outpatient Treatment
• Emergency Accidental Dental Treatment
• Outpatient Physiotherapy Treatment (daily, up to 100 days)
• Monthly Outpatient Cancer or Kidney Dialysis
• Home Nursing Care (daily, up to 60 days)

Inpatient Benefits

• Hospital Room & Board (up to 150 days)
• Surgeon Fees
• Anaesthetist Fees
• Intensive Care Unit (daily, up to 75 days)
• Hospital Services & Supplies
• Operation Theatre
• In-hospital Physician Visit (daily, up to 150 days)
• Post-Hospitalisation Treatment (within 60 days after discharge)
• Daily cash allowance at General Hospitals (up to 150 days)

Special Benefits

• Ambulance fee & Government Service Tax
• Organ Transplant (once per lifetime)
• Insured’s Child Daily Guardian Benefit
• Accidental Death Benefit
• Overall Annual Limit
• 24-hour worldwide Emergency Medical Assistance Service (EMAS), optional for children